Peter Beauchemin - LAER Realty Partners/Beauchemin & Assoc.



Posted by Peter Beauchemin on 7/23/2017

The process of sitting down and creating a household budget can be an enlightening experience. Not only is it one of the few ways to figure out where the heck your money is disappearing to, every month, but it's a method for identifying expenditures that are wasteful or redundant. Once you've created a chart or spreadsheet that itemizes your income, savings, and expenses, you're in a stronger position to control your household cash flow. Using accounting software, budgeting apps, and/or the services of a qualified financial advisor can also help you gain control over your family's spending habits. If your goal is to reduce expenses and stretch your household budget farther, her are a few strategies and tips worth considering:

  1. Buying in bulk: Some people swear by the savings they rack up by joining and doing their shopping at wholesale buying clubs. Others say it isn't worth the long lines at the checkout counter, crowded parking lots, and the fact that not everything is cheaper than at regular retail stores. Like any kind of shopping, though, it pays to compare prices and research the best deals. However, it's not unusual to save from 25% to 50% on a variety of commonly used household items, groceries, and other consumer goods.
  2. "Coupons" is not a four-letter word -- although some people act like it is. Clipping, printing, saving, and organizing discount coupons can be a bit of a nuisance, but when you add up the monthly savings, it's worth the inconvenience. Stores that offer double coupons and/or accept competitors' coupons can also help you chalk up extra savings. Taking advantage of advertised specials is yet another way to reduce your monthly expenses.
  3. Compare notes with friends and family. You can often pick up worthwhile money-saving ideas by simply asking people whose opinions you respect. Nearly everyone has discovered stores, products, websites, businesses, and strategies that have helped them save money. Sometimes the topic is also discussed on social media sites. Most people you know would be glad to pass along their money saving tips, insights, and techniques.
Saving Money on Home Energy There are dozens of ways you can save money on your electric bill, such as unplugging appliances and turning off lights when you're not using them. It's also worth noting that LED and compact florescent light bulbs use significantly less electricity than old-fashioned incandescent light bulbs. Other tips for curbing energy consumption include washing your clothes in cold water whenever possible and setting your thermostat to reduce energy demands when you're sleeping or at work. Once you start looking into ways to lower your utility bills, you'd be surprised at the number of simple, yet effective things you can do. A few longer term strategies for saving on energy include converting your home to solar power, replacing drafty old windows with new, more efficient ones, and switching to Energy Star certified appliances, such as clothes washers, dryers, and dishwashers. Although there's an initial cost that needs to be recouped before the true savings kick in, upgrading can deliver long-term benefits to both your wallet and the environment.





Posted by Peter Beauchemin on 7/16/2017

If you live in what's considered a "safe neighborhood", it's all too easy to be lulled into a false sense of complacency. Although the crime rate in your part of town may be low, the chances of living in an area that's totally crime free are very small.

Burglars and other would-be criminals are often opportunistic, so it pays to take precautions and avoid being an "easy target." Here are a few home security tips that can help protect your property, your family, and your valuables.

  • Make it a habit to lock your doors at night and every time you leave the house for even a short period of time. If you're behind schedule and in a rush, stop and take one more minute to do a quick security check and -- while you're at it -- make sure hot appliances, such as stoves, ovens, and irons, are turned off.
  • Even in the best of neighborhoods, bicycles that are left out in your driveway or front yard can and often do get stolen in seconds. When a bicycle gets stolen from your property, it can be a painful and expensive lesson. Fortunately, those types of losses can be avoided by having your family get in the habit of concealing bicycles in secure locations (like a garage or shed) or padlocking them to a stationary object, such as a tree or well-anchored fence post.
  • Leaving a house key in your mailbox, under a welcome mat, or in a flower pot may seem like a good idea at the time, but those hiding places can easily be discovered by the wrong people.
  • Allowing mail or newspapers to pile up while you're away for the weekend or on vacation is a tip-off to burglars that no one is home. Having a checklist that reminds you to suspend mail and newspaper delivery while you're away can help you avoid that risk. If you plan on being gone for the weekend, a trusted neighbor or friend can often be depended on to gather deliveries that might otherwise advertise your absence.
  • Teaching your kids home safety and security measures at an early age is another vital component of crime prevention. They should be taught and reminded what to say and do if a stranger either asks for personal information over the phone or asks if they can come into the house. It's important for kids to know that they can and should be assertive with adults when protecting themselves and their home.
When it comes to home security, your four most important strategies are awareness, taking preventative measures, educating yourself and your family, and being consistent. Sometimes the best approach to keep in mind and tell your children is to follow the anti-drug advice of former First Lady Nancy Reagan: "Just say no!" There are plenty of instances when no further explanation is required.
 





Posted by Peter Beauchemin on 7/9/2017

As a home seller, it is essential to do everything possible to promote your house to the right groups of property buyers. However, as you approach the finish line of a home sale, you may encounter a "persistent" homebuyer. And if this happens, the home selling process may come to a screeching halt.

A persistent homebuyer may be more likely than others to demand home improvements or a price reduction to finalize a house sale. As a result, you may need to decide whether to accommodate this homebuyer's requests, continue to negotiate with him or her or walk away from a potential home sale altogether.

So what does it take to deal with a persistent homebuyer? Here are three tips to help you do just that.

1. Understand the Housing Market

Are a homebuyer's requests valid? If so, they are likely to be based on housing market data. Therefore, if you analyze the housing market closely, you can better understand a persistent homebuyer's demands and proceed accordingly.

Take a look at the prices of comparable houses in your city or town. By doing so, you can determine how your house's price rates against the competition.

Also, don't forget to assess the prices of recently sold homes in your area. This housing market data will help you understand the demand for houses in your city or town and determine whether you're operating in a seller's or buyer's market.

2. Stand Your Ground

A persistent homebuyer may be in a hurry to purchase your house. As such, he or she may push you to make rash decisions that may not be in your best interest.

For home sellers, it is important to take a step back and evaluate all aspects of any home selling decisions. And if you feel uncomfortable with a homebuyer's requests, you should feel comfortable walking away from a possible home sale.

Ultimately, declining a homebuyer's requests and walking away from a home sale is far from ideal. On the other hand, doing so will allow you to reenter the housing market and restart the home selling journey with a fresh perspective.

3. Consult with a Real Estate Agent

If you're unsure about how to deal with a persistent homebuyer, you're probably not alone. Lucky for you, real estate agents are available nationwide to help you handle tough negotiations with any homebuyer, at any time.

A real estate agent understands the art of negotiation and can share his or her housing market expertise with you. That way, you can get the support you need to make informed decisions at each stage of the home selling journey.

Perhaps best of all, a real estate agent will respond to your home selling queries as the property selling journey progresses. No question is too big or too small for a real estate agent, and this housing market professional is happy to answer your home selling questions time and time again.

Take the guesswork out of dealing with a persistent homebuyer – use these tips, and you can boost your chances of getting the best results from the home selling journey.




Categories: Uncategorized  


Posted by Peter Beauchemin on 7/2/2017

Closet space can serve as a key differentiator for home sellers, particularly in a highly competitive real estate market. Fortunately, there are many quick, easy ways to revamp your closets, and ultimately, make them appear much larger. Here are five tips to help you transform ordinary closets into spacious ones instantly:

  1. Install a pegboard. Hang your belts, sunglasses and other accessories in your bedroom closet thanks to a pegboard.
With a high-quality pegboard in place, you'll be able to organize many items and access them without delay. After you list your home and begin showcasing it to prospective buyers, your self-installed pegboard is sure to make your bedroom closet stand out during any home tour.
  1. Take advantage of shoe shelves.
For those who want to organize their footwear, there may be no better option than shoe shelves. When it comes to selling your home, you'll want to do everything possible to make a distinct impression on prospective homebuyers. Thanks to shoe shelves, you'll be able to show interested parties exactly how much closet storage space they can enjoy if they purchase your home.
  1. Set up a mirror.
Mirror, mirror on the wall, who's the fairest of them all? Setting up a stunning mirror in your walk-in closet enables you to maximize your storage space and make a bold décor statement as well. Any fashionista is sure to appreciate a walk-in closet mirror. And for those who want to set their home apart from others, installing a mirror in a walk-in closet may make a world of difference in the eyes of homebuyers.
  1. Use shelf dividers.
Keep your blankets, clothing and other closet items organized thanks to top-of-the-line shelf dividers. Using shelf dividers ensures that every item in your closet has its own home and can be organized accordingly. Furthermore, these dividers guarantee you won't have to sacrifice closet space and can optimize the amount of storage space at your disposal consistently. Shelf dividers serve as great options to show others exactly what they can do with all of the closet space that is available in your home. As a result, shelf dividers may help you differentiate your home from others on the real estate market.
  1. Get rid of clutter.
Clutter is a major problem for homeowners across the country, but those who gain control over their clutter can eliminate this problem. Try to clean out your closets every few months. This enables you to reduce the risk of clutter accumulating over an extended period of time. Also, focus on dividing your closet items into things you need and things you want. By doing so, you can put yourself in a better position to get rid of non-essential items regularly. By devoting the necessary time to maximize your closet space, you may be able to accelerate the process of selling your home. Remember, even minor features can help your residence stand out in a competitive real estate market, and those who are committed to distinguishing their home from others should evaluate the closet space available throughout their house.





Posted by Peter Beauchemin on 6/25/2017

Looking to add your house to the real estate market? Ultimately, becoming the "perfect" home seller can make a world of difference, and perhaps it is easy to understand why.

The perfect home seller understands what it takes to list a home in a buyer's or seller's market. As such, this home seller will be able to promote his or her residence to the right groups of property buyers at any time. Plus, the perfect home seller will know how to get the best price for his or her residence – without exception.

Believe it or not, becoming the perfect home seller can be simple – here are three tips to help you do just that.

1. Learn About the Real Estate Market

Although many home sellers have a "basic" understanding of how the housing market works, the perfect home seller will go above and beyond the call of duty to get the ideal results. Therefore, he or she will learn about the intricacies of the real estate sector and map out the home selling journey accordingly.

To learn about the real estate market, it often helps to look at some of the homes that are currently available in your city or town. This will enable you to establish a price range for homes that are similar to your own.

Also, don't forget to look at the prices of recently sold houses in your area. With this housing market data at your disposal, you may be able to determine whether you're preparing to operate in a buyer's or seller's market.

2. Understand Your Home's Strengths and Weaknesses

Your home may seem great, but it never hurts to get a second opinion from a property expert. Fortunately, if you complete a home appraisal, you can learn about your home's strengths and weaknesses and take steps to enhance your residence before you add it to the housing market.

A home appraisal usually requires just a few hours to complete, but the evaluation's benefits may last a lifetime.

After a home appraisal, you'll receive an in-depth report that describes any problem areas in your home. Then, you can allocate the necessary time and resources to transform any weaknesses into strengths and perform assorted home improvements as needed.

3. Work with an Real Estate Agent

The perfect home seller understands the importance of getting plenty of support at each stage of the home selling journey. As a result, this home seller is likely to work with a real estate agent who can help simplify the process of listing and promoting a house.

A real estate agent can help you take the guesswork out of selling a residence. He or she will set up home showings and open houses and negotiate with property buyers on your behalf. Plus, a real estate agent will provide honest, unbiased home selling recommendations to help you make informed decisions.

Streamline the home selling journey – use the aforementioned tips, and you can become the perfect home seller in no time at all.




Categories: Uncategorized