Peter Beauchemin - LAER Realty Partners/Beauchemin & Assoc.



Posted by Peter Beauchemin on 9/19/2017


320 Charles Bancroft Highway, Litchfield, NH 03052

Single-Family

$274,900
Price

4
Bedrooms
8
Rooms
2
Baths
Charming 4 Bedroom Country Cape featuring 1st floor with hardwood flooring and central air conditioning throughout, lovely breezeway with tile floor and French door to private backyard, great kitchen with stainless steel appliances including double oven, big island with seating, built-in desk and wood look flooring, updated first floor full bathroom with pedestal sink and beadboard, formal dining room or 4th bedroom, spacious living room with bay window and brick fireplace with pellet stove insert and sizable first floor master bedroom. The 2nd floor includes 2 more good sized bedrooms both with wood floors and storage in eves and updated 3/4 bathroom. Plus full basement with finished family room, laundry area, and plenty of room for storage, replacement windows, updated roof, updated electrical panel, excellent fenced backyard for entertaining with large deck with gazebo, gravel area with fire pit, raised garden bed and shed, 2 car garage and paved driveway all on wonderful landscaped .68 lot surrounded by picturesque farmland.
Open House
No scheduled Open Houses






Categories: Uncategorized  


Posted by Peter Beauchemin on 9/10/2017

When we decorate and organize our homes, few of us give more than a passing thought to the way our choices will affect our mood and behavior in our home. Most of us simply organize and decorate based on what we like on a whim.

There are, however, entire fields of study devoted to the way our environment affects us (environmental psychology), and ways we can engineer and design our environments to change our moods and behaviors.

If youíve ever visited a big city like New York you will likely have noticed an example of this firsthand in city parks.

When you sit down on a park bench, youíll likely find that it isnít the most comfortable place to sit. Thereís more than just a tight budget at play here. Many engineers who plan parks use the idea of ďunpleasant design.Ē They create benches with the intention of dissuading people from lying down  the benches by making them curved or putting arm rests in the middle of them.

In the same way that a city park can be designed to affect your behavior, your home can as well. In this article, weíll give you some tips on how you can better arrange and decorate your home to have a positive impact on both your mood and behavior.

Organize to your advantage

Many of us think of our homes as the opposite of work--itís a place we relax after a long day. However, there are a number of chores and tasks youíll complete at home that can be optimally engineered to save you time.

One simple example is to think about the placement of the items you use in the kitchen. Is your trash can far from the countertop, requiring you to constantly walk away to toss out scraps?

A good way to find out the needless extra work youíre doing around the house is to take note of how you go about your daily routine. This will give you insight into areas where you might better use your time.

Declutter for productivity

Whether you work from home frequently or you just need a quiet place to do taxes or pay bills, a home office can be a good way to avoid distraction. That is, until you fill your home office with distractions.

When organizing your office, think about the content of it. For most people, a decluttered minimalist environment is most conducive to work. Leave out the television, keep your cell phone at bay, and donít cover your desk in papers that youíll constantly be rearranging.

Similarly, your computer needs to be tailored to productivity as well. We all know how tempting it is to head over to Facebook or Reddit when we should be focusing on work. A good way to help break this habit is to utilize a time tracking app that lets you know when itís time for a break. Alternatively, you can use an extension or add-on for your browser that blocks sites like Facebook during the time you specify.

Colors matter more than you think

Each room in your home serves a different purpose. The kitchen is a place of activity and conversation, the bedroom is one of relaxation, and the home office one of focus.

Studies have shown that there is a correlation between the colors and brightness of the room we are in and our moods.

So, when youíre decorating a room in your home, think about the type of colors that fit how you would like to feel in that room.




Tags: home decor   home design  
Categories: Uncategorized  


Posted by Peter Beauchemin on 9/3/2017

When you have a small yard, you may feel like thereís not much you can do with your landscaping scheme. The good news is that there is plenty that you can do to perk up your yard and give it some character. Read on for tips for your small yard. 


A Yard With A View


First, you should create a focal point in your yard. You want a place that your eyes are drawn to each time you enter your yard. This focal point could be a fountain, a pergola, a tree, or even some outdoor artwork.


Create An Intimate Spot


Even though your backyard might be small, having a spot for intimate conversation and entertaining can be a nice touch to your yard. When there is a space that exists for reading, relaxing, eating, or whatever you like to do outside, it becomes more inviting. This is landscaping with a purpose.   



Use Color To Your Advantage


Make bold colors pop in your yard. Attention will be detracted from the size of your yard and the focus will switch to the beautiful blends and colors that are in the space. Placing bright colors strategically will even make your yard appear larger. 



Trick Imagery


By creating a focal point and allowing your yard to form in long, clean lines, the perspective of the outdoor space will change from small to just right. One trick is to use fences to define your yard. If you have a garden, you can use a small fence to define this area. Define the boundaries of your backyard with a fence as well. Repeating rows of flowers or bushes is another way to create those straight, defining lines. 


Use Vertical Features


When space is limited, just as you would in the inside of your house, donít be afraid to go up! You can plant things that grow on a vine and can be tamed with a trellis or pergola. This creates and elegant effect in your home. 


No Lawn No Problem


If your yard is small enough that you may not even have much grass, donít fret. Any kind of greenery can help you to enjoy nature. Whether you live in a rural area or a large cityscape, thereís always room for plant life and green natural accents.      


Donít Forget To Add What You Love


If you have an admiration for sitting by the fire, you certainly should install a fire pit. If you want a fountain, you should install it. No matter what the size of your yard, itís a place that you love and should serve you and your needs. No yard is too small for enjoyment. The key is that your outdoor space allows you to bask in the glory of your own little piece of natural heaven.    


 





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Posted by Peter Beauchemin on 8/27/2017

When you hire a house cleaner or maid service, you expect that your house will be neater and cleaner. There are certain rules that you should follow to keep your house maid happy. Your maid is not there to clean up after you for absolutely everything you do in your home. You need to give your cleaning person the tools to do his or her job well. 


Hereís What You Should Do Before Your Cleaning Service Arrives


Pre-cleaning before you are paying someone to clean your house may seem counter intuitive. They are there to clean for you, right? The problem is that the more your cleaning service has to clean, the longer that it will take. This means that the messier your house is, the more expensive that it will be for you to have your home cleaned. Hereís what you should do before the maid service gets to the home:          


Clean Up Your Dirty Dishes


You should take the time to load your dishwasher and clean up your sink a bit. It can take a lot of time for your house keeper to take care of these small things that should be a part of your daily tasks. 


Do Your Own Laundry


It is advisable for you to take care of your own laundry if you have the time to do it yourself. Doing laundry could take your house keeper hours of time. They could use that time to do other things like dust, scrub, and deep clean your home. 


Put Away Your Own Things


Do you have leftovers in the kitchen that need to be put away? Are there clothes on the floor of your bedroom? Do the kidsĎ toys need to be put away? Some of these tasks can be done simply by you in a matter of minutes instead of by your house keeper.


The bottom line is that you donít want your house keeper to see you as a slob. While they are more than happy to clean your home, they arenít your personal servant. Also, your house cleaner probably isnít showing up to your home daily. You want to keep up your clean home in between professional cleanings. 


What You Should Let The Housecleaner Do


Your house cleaner is there to help you complete certain tasks around your home. In fact they really want to do certain things in your home to help you get a deep clean that you wouldnít otherwise have. Your housekeeper wants to help you with:

 

  • Vacuuming
  • Scrubbing
  • Deep cleaning your bathroom sink
  • Cleaning your toilet
  • Deep cleaning your kitchen
  • Mopping the floors  

How To Assist Your House Keeper


There are a few things that you should do to help your housekeeper do their job well. These tasks include:


  • Keep pets out of the way
  • Tell your housekeeper exactly what you need
  • Make the maid aware of any special tasks you need to be completed 


If you cooperate with the housekeeper, hiring a cleaning service can be one of the best time-saving decisions for you for a cleaner home.  




Categories: Uncategorized  


Posted by Peter Beauchemin on 8/20/2017

If youíre hoping to buy a home in the near future, there are a number of financial factors youíll need to consider.

One of the factors that all lenders will consider when determining whether or not to approve you for a mortgage is credit score.

In this article, weíll lay out the minimum and ideal credit scores that are needed for getting approved for a home loan.

Determining Your Score

As you may guess, credit reporting is a complicated business. There are three main reporting companies that lenders use to determine your credit: Experian, TransUnion, and Equifax. These companies largely collect the same data about your finances, but can have minor variations. Lenders will take these scores and use the median or middle score to determine your credit rating.

Thanks to the Fair Credit Reporting Act, Americans have the ability to confirm the accuracy of their reports.

If you want to find your credit score, there are a number of online reporting agencies that will show you your report for free on an annual or monthly basis.

Minimum credit scores

Depending on the type of loan youíre applying for and which lender you are pursuing, minimum credit scores vary.

For those seeking first-time homeowner (FHA) loans, youíll need a credit score of at least 580 to qualify for a 3.5% down payment. A score lower than this amount and you will need to put at least 10% down.

Since FHA loans are insured by the government, you are more likely to be approved if you have a low or ďpoorĒ or ďbadĒ credit score (usually anywhere from 300 to 650).

Another type of loan that could help people with low credit is offered by the Department of Veteranís Affairs. These loans, known as VA loans, are guaranteed, in part, by the government. However, the loans are still approved and distributed by lenders who all have varying minimum credit requirements. A good benchmark is that youíll need a score of at least 620 to be approved.

Minimum isnít ideal

While you may get approved for a loan with a low credit, this isnít always a reason to celebrate.

Lenders use your credit score, among other things, to help determine the interest rate of your loan. A lower score often means a higher interest rate.

While 1 or 2 percent can seem like a small number, it can mean paying tens of thousands of dollars more in interest over the span of a thirty-year loan.

To illustrate the importance of one percent, consider the following. If you owe $200,000 on a home and intend to pay it over 30 years, you will pay $103,000 in interest at 3% and $143,000 at 4% - thatís a difference of $40,000.

Rather than shooting for the minimum credit score, a better approach would be to build credit while saving for a down payment. Someone with a credit score of 740 or higher will be seen by most mortgage lenders as an ideal person to lend to.

Of course, life doesnít always allow for the ideal situation. So, do your best to save and build credit, and be sure to shop around for the best rates when youíre ready.